Long Term Care

The idea that Long Term Care Insurance is only "nursing home" insurance is a myth.  If you aren't able to perform two out of the six "Activities of Daily Living" (transferring, eating, bathing, toileting, dressing and continence), regardless of your age, you are eligible for the benefits of this type of policy.  Most policies also cover cognitive disorders and can be designed to pay benefits even if the insured is still residing in their own home.  Relying on your family or business alone to care for you can cause high stress and negatively impact you more than just having extra bills to pay.

If you'd like to learn more and develop a plan for your long term care, call us at 309-680-1200  or e-mail ws-multilineinsurance@waterstreet.org.