Pay attention to the details in farm insurance

Most farmers don't have a passion for insurance. But however tedious you find the process of acquiring and reviewing your insurance policies, up-to-date coverage is one of the most important things you can do for your operation.

In this week's Finance First post on Farm Futures, Water Street Solutions CEO Darren Frye shares the unfortunate story of an operation that found itself at fault--and improperly covered--in a traffic collision involving one of the farm's vehicles.

Nobody wants anything bad to happen to their operation or its employees, but sometimes bad things happen to good people. It's as simple as that. Having an insurance advisor you can trust implicitly to sweat the details is a crucial part of your ounce of prevention. This winter, take the time to make sure your policies are adequate and updated, so that in case of an unfortunate accident you won't be personally exposed and vulnerable for any loss.